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Investment & Residency

Greece Golden Visa: comparing the investment options

There is more than one way to earn Greece residency; here we compare the main options.

Greece Golden Visa: comparing the investment options

There is more than one way to earn Greece residency; here we compare the main options.

Quick facts:
  • Its coastline stretches about 13,600 km, among the longest in the world.
  • After the 2010s debt crisis, the economy has recovered and returned to growth.
  • Property, especially in Athens, has rebounded strongly on Golden Visa demand and tourism.

Since August 2024 the minimum investment rose to around EUR 800,000 in prime areas such as Athens, Thessaloniki, Mykonos and Santorini.

In many other areas the threshold is roughly EUR 400,000, with lower tiers for certain heritage-restoration projects.

Real estate route

The programme sets no minimum-stay requirement, which suits busy investors.

The permit covers the whole family, including spouse, dependent children and both sets of parents.

Holders enjoy free movement within the Schengen Area without a separate visa.

Fund or business route

Besides property, investors may qualify through bonds, shares or bank deposits at set thresholds.

When buying, budget for transfer tax, notary and legal fees on top of the purchase price.

Greece runs a Golden Visa programme granting residence to real-estate investors.

Other options

The Golden Visa residence card is valid for five years and renews while the investment is held.

  • Greece lies in Southeastern Europe at the southern tip of the Balkan Peninsula on the Mediterranean.
  • The capital, Athens, is the political and economic hub and the birthplace of Western democracy.
  • Greece has a population of about 10.4 million, most following Greek Orthodox Christianity.
  • The official language is Greek, while English is widely spoken in tourism and larger cities.
  • Greece counts more than 6,000 islands and islets, of which roughly 200 are inhabited.

Pros and cons

It has a Mediterranean climate with hot, dry summers and mild, sunny winters.

A European Union member since 1981 and part of the eurozone, Greece uses the euro (EUR).

Greece belongs to the Schengen Area, allowing free movement across much of Europe.

Which suits you

Residence holders must register a tax number (AFM) and a social-security number.

Public transport in Athens includes a convenient metro, buses and trams.

Fresh food, sunny weather and a relaxed pace are big pluses.

Need a tailored roadmap?

Viking Global Group walks with you from paperwork to settlement. Call +849.219.219.88 or email [email protected] for a free consultation.

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Frequently asked questions

What investment routes exist under the Golden Visa?

The main route is purchasing residential or commercial property. Alternatives include fixed-term deposits in Greek banks, Greek government bonds, shares or investment funds approved under the programme. Each route has its own minimum amount and conditions under current law.

What are the advantages of the property route?

Investors own a tangible asset they can use when visiting, may rent it out long term under current rules, and can sell it when they no longer need the permit. Costs include transfer tax, notary and legal fees, maintenance and property tax.

How do financial routes differ?

Financial routes avoid managing a physical property and may involve simpler paperwork, but they often require higher amounts and returns depend on market conditions. Funds must remain invested for the duration of the permit.

Are there restrictions on renting out Golden Visa property?

Recent rules restrict short-term holiday rentals of properties used for the Golden Visa, aiming to ease pressure on housing. Long-term leases are generally allowed. Always confirm current rules before buying with rental income in mind.

How should families choose between the options?

Families wanting a base in Greece usually prefer property in a suitable area, while those seeking flexibility and minimal management may consider financial routes. Comparing total costs, liquidity and exit options with independent legal and financial advisers leads to better decisions.

Information is for reference and may change under the latest official policy. Please contact us for current regulations.

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